Is there any way to help the elderly navigate this shift?

"Ignore anyone asking you for money unless you know them and they do it in-person."

> By sending an email that repels all but the most gullible the scammer gets the most promising marks to self-select, and tilts the true to false positive ratio in his favor.

There's less need to identify the most gullible when AI drops the incremental cost of responding closer to zero.

I had a bash with that paper. It is pure and utter tosh - I started with the ... start and swiftly moved to 6. Conclusion.

"Thinking like an attacker is a skill rightly valued among defenders."

and

"Attacking as a business must identify targets, and this is easy only if we believe that attackers have solved a problem that has vexed multiple communities for decades."

Bollocks!

It's been used for defense for a long time. AI is why spam filters started actually working in the 2000s.

the point though of a proper scam is to filter out the believables and find the guillibles.

You don't exactly want convincing evidence; you want a good story.

The main fuel is the "need" to have browsers that can execute code, coupled with the ability to transfer money via the internet. JavaScript was a mistake, e-commerce was a mistake, and so is everything else that came after.

Let's ask Vint Cerf whether the web was meant to run logic, or just be a document format. I bet no matter what he answers, the world would be like the GIF pronunciation "I don't care if the original creator said it's pronounced like giraffe, I'm gonna say it like gift because I KnOw BeTtEr"

Internet 3 when (because I know that academia does already have an "Internet 2", although I bet due to Internet 1 security issues, Internet 2 is already compromised too)

When the majority of a decades-long-scams' victims are Boomers getting hacked with AIs (clearing out your possibly-lesser inheritances)... does it still matter if the /u/usernametake29s of this world are still stuck thinking LLMs are "a scam" ? Still?

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This thought-provoker is 100% human-derived.

#They'reMadeOutOfWeights

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I didn't even realize how serious I was being, back in late 2022, when I was telling my Boomer friends (twice my age, but still closer than most "family") "make sure if you're grand-daugther calls 'begging for her life,' you need to ask the kidnappers something only she would know – and then *you can never ask that same question again (for verification, at least; ask whatever you want).

We are here.

If someone who is as unpopular as Elon the cringelord Musk can convince the markets that Tesla is worth its current stock price, I doubt the AI bubble will burst.

Do you plan to bet on this by buying PUTs? Should be easy money, right? /s

> Ethics, morals and whatever people call only exists if economy is stable.

What is a "stable" economy? The US has the world's largest GDP, the highest nominal GDP per capita of any nation with a population over 10 million, the highest amount of investable and liquid private assets of any country in the world, more than a third of the world's millionaires, etc.

And yet I think you'd have a hard time convincing most people that the US is a bastion of ethics and morals.

Same for global migrants issues..as long as people in dirt poor/war torn/unstable countries can watch tik toks of fat people dancing and crying about first world problems while they starve on the streets or deal with gangs and infrastructure issues we will have migrant problem.. we live in a hyperconnected world these days

Viewing the world as haves and have nots and building giant Walls and moats and hyper-capitalism alone will never solve this..

> Why not use AI to detect and avoid scams?

Why would the scammer go thru your detector?

That goes beside the point. Scammers probably boosted more their scams with AI than developers boosted their deliveries.

So deepfakes and “AI was also used to generate synthetic identities that bypassed KYC checks, craft hyper-personalized phishing lures tailored to individual victims, and produce AI-driven malware capable of evading signature-based detection.”

Our most vulnerable must be getting absolutely hammered by scams. Is anyone working on protecting e.g. elderly people from social engineering? I feel like banks should be proactively suggesting people have a second family member or fiduciary sign off on risky transactions like wiring money to new accounts or pulling out a ton of cash.

I was recently on the phone with a very articulate member of my banks fraud department, or at least I believed they were up until they asked for my two factor code to reset my account. They had visibility into some past legitimate wire transfers which they asked me about along with a fictitious fraudulent one that they “blocked“, and when I pushed back against giving them my two factor code, they had a whole script prepared about needing to freeze my account until I went to a branch with four forms of identification (or just give us the two factor code and avoid the hassle). An acquaintance wired their down payment to a scammer after the real estate firms email system was compromised and scammer inserted their own wire instructions.

Not to mention reports of mythos directly hacking into banking systems. Scary times.

>Access to this site was denied for security reasons. Please contact your network or system administrator

Is what I see. Which makes sense I guess. Maybe just tell me how you got to the page?

We've banned this account. This is not what HN is for and destroys what it is for. https://news.ycombinator.com/newsguidelines.html

> You know about the values of a culture, if they call your old parents to rip them off.

Large groups of people in a poor country steal from rich countries, and your explanation is a morally corrupt culture? not the obviously extremely poor prospects of it's citizens?

> They have none, or worse they can talk themselves into this "Robin Hood" psychosis, where stealing the pension from the elderly is just fine, because they are part of the upper crust of the world.

You're describing a cartoon character. Most of these people are trying to survive, not make some kind of twisted moral stand. Please try to recognise the privilege your place of birth affords you and how much of a global minority you are in. Incentives are everything here.

Whatever country you live in, I guarantee you have homegrown criminals from your culture too.

In the old days porn peddlers were the pioneers of digital.

> Crypto and now AI, every new tech we make these days it seems the main utility is just to enable criminals ...

It's nearly as if there was a lesson here about some individuals in the human race?

What was that yet about psychos? That 1% of all humans, no matter the socio-economic class, no matter the parents, are just full-on psychopaths.

The question is: what do we do, as a society, about those who only want to harm others?

>AI will be the one to cause the next financial crisis.

So what's the implication here? It sounds like you want AI canceled or curtailed, and if you apply the same logic to the internet in the mid 90s, you would have correctly called out the dotcom bubble. Does that we mean we should have also canceled the internet?