Everyone’s heard of Kazakhstan, if not for the architecture, at least because of Borat.

I had a friend with the apple card, and there were fraudulent charges on her card before she even used it.

I think that caused her to over-scrutinize things.

But (years) later I saw her using apple pay. She had charges she didn't recognize and would immediately flag them. Thing is, I couldn't help but think they might have been real charges with weirdly named companies on the transaction.

U.S. chargeback rules are different. In other countries, you cannot repudiate credit card transactions that you authorized (and this applies to Mastercard/Visa, too). You need to do something else if you end up in a dispute with the merchant.

Yeah, they will likely be spoofing their location anyway with residential IPs to let their payments go through easier and maintain identity separation.

If the cardholder is doing chargebacks on an US-based card, they cardholder is probably US-based.

Not very easy to do with prepaid cards AFAIU.

or American.

Damn, I made a great reply and it never sent–that sucks.

I was more nuanced and specific, but I don't want to do it all again.

1. The fees are not awful idk what you mean, I pay between 0.1% and 1% fees on Monero transactions.

2. If the modelling can't manage their risk characteristics, they are by definition a victim of the financial system. I was more talking about people who have been debanked, though.

I have a Russian friend who can't pay for things online in fiat because of sanctions and the risk to his life from being on the free internet. So, he uses Monero and Tor and takes his OPSEC seriously. He is a victim of trad-fi, and Monero allows him to take his freedom back.

Yes, all the time. I usually pay a 1 cent fee and the transaction goes through in seconds. Not sure what you're talking about.

I can send you some if you want to try it out, just drop an address(for a wallet I recommend cakewallet, but any popular open source wallet works).

I'm talking about Monero specifically, but your reply makes no sense because there are cryptos that have 0 transaction fee and instant confirmaiton. But they are less secure and private so I don't use them, I only use Monero.

That depends on the currency you use. I've only ever used Monero and the transfer fees are fractions of a cent.

That's less because it was Bitcoin and more because the entire effort was a slapdash affair pushed by Bukele in an effort for him and his buddies to profit off the cryptocurrency boom rather than being an inherent knock on cryptocurrency itself.

Also of all the cryptocurrencies Bitcoin is a pretty poor choice since it could be pretty well argued that it has lost the original purpose and devolved into a raw "line go up" financial instrument.

That's the whole thing with Monero. It's actually used as a currency, not as a get rich quick scam. I believe 99% of crypto is a scam, but Monero is a real improvement for payments. The Monero community actually wants it to be adopted to spend it, it's not a price go up community.

Buy food with Monero on an ebay type platform called xmrbazaar.

(https://xmrbazaar.com/search-category/food/)

Donate to non-profits in Monero

(https://donatemonero.org)

GrapheneOS says it's the only crypto that they regularly get recurring small donations in.

Crypto does have the distinct cash like advantage of not having chargebacks. I don’t know of any other digital payment system with that property.

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I would assume they're talking about of their arse and being racist.

why is racism always the go to response for any suggestion that different countries have different valuesand that translates into observable and verifiable behavioral patterns that should be studied and recognized ?

how can it be that all countries and cultures are alike with no room for diversity in ethics and overton window ?

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Probably why it’s flagged.