| ▲ | plantain 4 hours ago |
| +1 almost all from the US. The strongest signal is whether they use an eBank/app that has a one-click button to report transactions as fraudulent. The Apple card(?) seems especially prevalent. |
|
| ▲ | m463 3 hours ago | parent | next [-] |
| I had a friend with the apple card, and there were fraudulent charges on her card before she even used it. I think that caused her to over-scrutinize things. But (years) later I saw her using apple pay. She had charges she didn't recognize and would immediately flag them. Thing is, I couldn't help but think they might have been real charges with weirdly named companies on the transaction. |
| |
| ▲ | lelanthran an hour ago | parent | next [-] | | > She had charges she didn't recognize and would immediately flag them. Thing is, I couldn't help but think they might have been real charges with weirdly named companies on the transaction. That's completely the companies fault. If you give a transaction a reference that the customer will not recognise, that's on you! | |
| ▲ | cortesoft 3 hours ago | parent | prev [-] | | I feel like companies should do a better job of naming their payment entity something that a customer can know when they see it. | | |
| ▲ | cherioo 2 hours ago | parent | next [-] | | It’s 2026, why can’t credit card and merchant figure out a way to transmit order summary URL as part of credit card transactions so I don’t need to match up transactions by amount?? | | | |
| ▲ | t-3 2 hours ago | parent | prev [-] | | It's not really helpful if I recognize the name when the gas station doesn't put the charges on my card until Friday when I bought stuff there on Tuesday. Then I'm just confused and have to analyze my whole purchase history. |
|
|
|
| ▲ | fweimer an hour ago | parent | prev [-] |
| U.S. chargeback rules are different. In other countries, you cannot repudiate credit card transactions that you authorized (and this applies to Mastercard/Visa, too). You need to do something else if you end up in a dispute with the merchant. |
