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petcat 6 hours ago

> A Frenchman using Wero will be able to transfer money to a Spanish friend on Bizum, with the same simplicity as a domestic payment.

Have you seen the new money app? It's on Tubu. It's on Weeno. I'm on Dippy but my friend is on Poob. Poob has it for you.

btown 6 hours ago | parent | next [-]

For the uninitiated: https://knowyourmeme.com/memes/poob-has-it-for-you

iamtheworstdev 6 hours ago | parent | next [-]

also relevant is the end of this SNL sketch from this last weekend - https://www.youtube.com/watch?v=nS97AzfKp3U

spking 6 hours ago | parent [-]

And this SNL sketch from a few decades ago:

https://youtu.be/NWIlScfHwOU?si=64xMCQf8MHtho44H

tantalor 4 hours ago | parent [-]

This one still makes me laugh!

shabgzer 3 hours ago | parent | prev [-]

How mind-numbingly lame. Just another dime a dozen meme.

sgjohnson 5 hours ago | parent | prev | next [-]

> > A Frenchman using Wero will be able to transfer money to a Spanish friend on Bizum, with the same simplicity as a domestic payment.

SEPA Instant Payments also solves that.

hommelix an hour ago | parent | next [-]

> SEPA Instant Payments also solves that.

Even more than now there is a QR code format for SEPA Instant Payments. Some invoice have a QR code and when it is scanned with a bank app, the fields for a bank transfer are prefilled. IBAN, amount, etc...

We just need an app to generate this QR code for the amount one wants to request.

culhatsker 5 hours ago | parent | prev | next [-]

Yes, the only difference is that you need to communicate your bank account number and likely your legal name.

sc11 4 hours ago | parent | next [-]

Wero doesn't change that as it's just another interface for SEPA instant payments. In its current version, it just adds phone numbers as an alias. Via the phone number you can also find out their full name and, after a transaction, their account number, as long as they've enabled Wero for their account.

sgjohnson 5 hours ago | parent | prev | next [-]

> you need to communicate your bank account number

in Latvia we need to do this for domestic payments anyway. We use IBAN even for domestic payments..

> and likely your legal name.

not mandatory. If provided, the bank tells you whether the recipient name matches the account, but if not, you can proceed with the payment anyway.

Aachen 2 hours ago | parent [-]

They made it mandatory in NL not long ago iirc, or at least the validation now is and the bank doesn't let me leave the field blank. It does seem to be okay with variants of the name

I, too, would prefer to just be able to give people a random number to send money to. Isn't that a GDPR requirement anyway: data minimisation? Can they legally require this beyond their 90% of the law (that is, custody of the thing I'm trying to move)?

kakacik 5 hours ago | parent | prev [-]

which... isn't really a problem for legal transfers, is it

drstewart 5 hours ago | parent | prev | next [-]

Wero and Bizum are built on top of SEPA anyway

dgan 5 hours ago | parent | prev [-]

I doubt so, because i need to type god-knows-how-many characters by hand, while visually separating them into chunks by 4, then explicitly authorize the receiver. Oh, and explicitly authorise the country

sgjohnson 5 hours ago | parent | next [-]

> then explicitly authorize the receiver. Oh, and explicitly authorise the country

I've never had to do any of this, and I quire frequently send SEPA payments from Latvia.

dgan 3 hours ago | parent [-]

Well i am in France, and what I said is factually true for some banks; at least mine (LCL)

cybrox 4 hours ago | parent | prev [-]

While your complaint is valid, no need to separate in chunks, there's a checksum.

jeanloolz 4 hours ago | parent | prev | next [-]

Frenchman here, living in Spain. This speaks to me on many levels. Bizum is so integrated in my daily life in Spain, that I wished my french friends had it when we need to transfer money between each other. Looks like we're going in that direction. Phenomenal

atonse 6 hours ago | parent | prev | next [-]

LOL thank you domain squatters. I can't think of any other reason why startups often always have the most ridiculous names.

al_borland 5 hours ago | parent | next [-]

It’s not just the domain squatters. They have to find a name they can get with Twitter, YouTube, Instagram, TikTok, Facebook, etc in addition to the domain.

jeroenhd 6 hours ago | parent | prev | next [-]

A lot of these are puns/vague money sounding names in different languages.

Wero has got to be the worst of the bunch, though. An awkward combination of "we" and "euro" combined with "vero". At least the other pooq/wolo/snivum/rumio like names aren't trying to hard.

portly 2 hours ago | parent | next [-]

Apparently it's the same as the Dutch payment system but in some languages that "iDEAL" had wrong associations.

account42 5 hours ago | parent | prev [-]

As terrible as these are, at least they aren't just random short English words.

abustamam 3 hours ago | parent [-]

And at least its not just a random letter in the English language too! (looking at you X)

I hate random English words as company names. The other day I saw a company called Runway and it seemed interesting. Turns out there's quite a few companies called Runway or with a product called Runway, in the same industry.

Same with Bolt.

And I hate that Meta is now the company name so I can't look for meta stuff without also getting results about the company formerly known as Facebook.

heffer 6 hours ago | parent | prev | next [-]

I don't think it explains the "cat walks on keyboard" brand names for cheap Chinese goods on Amazon.

kube-system 6 hours ago | parent | next [-]

The gibberish brand names on Amazon are a formulaic way to streamline trademark registration which Amazon requires for some features on their selling platform.

https://stemerlaw.com/2025/07/16/why-are-amazon-brand-names-...

enoint 5 hours ago | parent [-]

I wonder if a name with CJK characters can be trademarked?

kube-system 5 hours ago | parent [-]

Yes, they can. I suspect latin characters are used for practical reasons: compatibility with US expectations... some systems only accept latin characters and certainly your US customers wouldn't be able to search for chinese language characters.

VHRanger 5 hours ago | parent | prev | next [-]

Nothing more reliable than good old SPLARGLE kitchenware

abustamam 3 hours ago | parent [-]

I got some of those from Ikea the other day, decent for the price

bluefirebrand 6 hours ago | parent | prev [-]

I think they just use random generators to make a 5 digit string and ship it

fontain 6 hours ago | parent | prev [-]

Every single 3 and 4 letter .com domain has been registered for at least 20 years, not a single one is available to register. Domains aren’t the reason for names like “wiro” and “tubi”.

Imustaskforhelp 6 hours ago | parent [-]

Yeah its a bit bad LLLL.com are all taken I do have k4qr.com but its LNLL.

On the other hand though, there are still .org and .net if you are lucky.

I usually just use tld-list.com to find all the domains from a particular keyword and then you can buy one which can be nice (eg: I bought https://mirror.forum this way)

that being said, you can find the registration prices to sometimes be cheap but the renewal prices can be double the .com or more (which is around 8-10$)

For my domain of https://use.expert its renewal is around 40-50$ (4x .com price) but probably worth it as I really love it but I might drop a few domains like mirror.forum as its 20$ just doesn't feel worth it to me and I will just auction it in some forums, not really that sure at the moment

So TLDR: you can find some good names if really need be but the idea generally for these startups is to do something similar to what I am saying and then buy the .com later if/when they have the funds, personally I am not that big of a fan of .com but I do realize that I have more chances of remembering .com's because that's the default expectation of the internet.

p2detar 6 hours ago | parent | prev | next [-]

Sounds totally fine to me. I guess just like there are many Mastodon instances: mastodon.social, fosstodon, infosec.exchange, mas.to, etc., but one protocol by which they talk to each other.

bad_username 6 hours ago | parent | prev | next [-]

I can feel Galactus's pain.

fontain 6 hours ago | parent | prev | next [-]

I’m 50. All startup news looks like this:

“Payments via Zoosha? K-smog and Batboy launch new startup.”

echelon 6 hours ago | parent [-]

It's better than that trend of taking English words and removing the final vowels before "r" or some other consonant.

nemomarx 6 hours ago | parent | next [-]

I'm not actually sure Wubi and Tubu are better than something like Cashr tbh

overfeed 3 hours ago | parent | prev | next [-]

We're appending "AI" now to English words, to match the Anguilla TLD that are fashionable and will never become dated.

- Mike, co-founder of MoistAI

jawilson2 5 hours ago | parent | prev | next [-]

Or adding "-ly" at the end.

"Just use Cashly!" "Download Crditly"

abustamam 3 hours ago | parent [-]

It's bonkers to me that Box and Square are two totally different companies in two totally different industries

abustamam 3 hours ago | parent | prev | next [-]

Vowels are _so_ 1900s

seritools 4 hours ago | parent | prev | next [-]

then add a second r and it's suddenly piracy or torrent related!

HoldOnAMinute 6 hours ago | parent | prev | next [-]

Obliteratr

mattkevan 6 hours ago | parent [-]

Obltrtr

danielbln 2 hours ago | parent | prev [-]

Ah yes, that hot trend from 2010.

kome 6 hours ago | parent | prev [-]

ahahah!

so true. those names are silly. also, French and Spanish can already send money for free via IBAN / SEPA

debugnik 6 hours ago | parent | next [-]

Wero and Bizum mostly just associate phone numbers to IBANs and perform instant SEPA transfers underneath. The benefit is that you only need the other's phone number to send them money, usually already in your contact list, instead of them sharing you a twenty-something digit number.

iamacyborg 6 hours ago | parent [-]

Reminds me of PingIt.

https://www.retailbankerinternational.com/comment/barclays-r...

p2detar 6 hours ago | parent | prev | next [-]

That's not the point at all. Currently I'm using paypal to send money to friends when we split dinner or share other costs. I'd like to use a similar European service instead and not go through a ceremony to open my banking app, initiate transfer, write the recipient's IBAN, confirm and wait a day for the transfer to take place.

jeroenhd 6 hours ago | parent | next [-]

You shouldn't need to wait for a day, instant transfers have been a thing for a while now. Unless you're in terribly bad luck to be stuck with one of the few banks that are lagging behind.

International money transfers, even between currencies, now take seconds whenever I do them.

The "map phone number to bank account" services do make this whole thing a lot easier, but on the other hand I kind of don't want to help scammers by giving them the option to look up what bank they need to pretend to be before dialing a number.

toasty228 5 hours ago | parent | prev | next [-]

Entering an IBAN once in a blue moon is a cheap price to pay to not be the US's bitch imho

throw-the-towel 3 hours ago | parent | prev | next [-]

> write the recipient's IBAN,

You can do it once, and save in in your bank app.

> wait a day for the transfer to take place.

Isn't instant SEPA required to be supported by all banks now?

p2detar 3 hours ago | parent [-]

> You can do it once, and save in in your bank app.

I try not to send or write my IBAN just anywhere. With things like Direct Debit, I treat it with care. Sharp contrast with Paypal, where you can use your email address or even have a paypal.me page that does not expose your email at all.

> Isn't instant SEPA required to be supported by all banks now?

Yes, and yet I think it's not supported by all banks. Especially those that are not in the Euro area. One more thing - many people including me are to this day not informed or aware if instant payments are charged by banks or not. I honestly don't know.

throw-the-towel 43 minutes ago | parent [-]

Good point about Direct Debit, thank you.

nottorp 5 hours ago | parent | prev [-]

I split bills via Revolut?

I could do it via IBAN and it would mostly (not to all banks) instant.

My bank also allows payments via a phone number now. Tested once and it works, but everyone's used to Revolut for bill splitting here in Romania.

gnfargbl 6 hours ago | parent | prev [-]

Ah yes, Pierre will surely have no issues paying for his baguette et croissant by filling in the boulangerie's IBAN on his mobile phone and waiting 15 minutes for them to check receipt.

3 hours ago | parent | next [-]
[deleted]
dgellow 5 hours ago | parent | prev [-]

We have instant bank transfers in Europe. And you can scan a QR code for payment via IBAN.

https://en.wikipedia.org/wiki/EPC_QR_code