| ▲ | jswelker 2 hours ago |
| Higher ed is like employer based health insurance in that they are both weird path dependent historical accidents. People want cheap healthcare, and it got shoehorned into an odd employer fringe benefit system that really is not at all related healthcare in any intrinsic way. People want job training, and it got shoehorned into extra departments at liberal arts universities intended as aristocrat finishing schools. Job training really has little to no relationship to liberal arts. And now both those two systems are failing to deliver those benefits because those benefits which were initially afterthought add-ons have outgrown the institutions that were their hosts. It's akin to a parasitic vine that is now much larger than the tree it grew on and is crushing it under its weight. Both will die as a result. |
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| ▲ | collinmcnulty 2 hours ago | parent | next [-] |
| This view seems to be common, but I think it misses what incredible alchemy comes from making people who come in for “job training” (like I did) spend 4 years in close proximity with research, academic freedom, liberal arts, and at least an attempt at some kind of intellectual idealism separate from economic incentive. It’s peanut butter and chocolate that has served democracy and its people well by having a middle class that is not just productive, but truly educated. It’s weird and it has problems, but it’s also wonderful, and we should not try to sever the two so we can more “efficiently” crank out credentials. |
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| ▲ | wavemode 3 minutes ago | parent | next [-] | | It's not sustainable to sell a product that most people only buy because they were trying to buy something else (or because they're forced to for societal reasons). That sort of approach is exactly why "Americans no longer see four-year college degrees as worth the cost" (as the title states)! People are wising up to the truth, and now it's harming the credibility of the system as a whole. | |
| ▲ | hc12345 an hour ago | parent | prev | next [-] | | Most of the world has severed the two. A lot of what you'd consider key parts of the university experience just doesn't exist in most of Europe or the highly developed parts of Asia. In practice, it's attaching job training to a very, very expensive resort, regardless of who is paying for it. It's pretty nice, in the very same sense that spending 4 years in a beach resort ls also great, but one needs to be absurdly wealthy to choose this model if an equivalent was available without all the features that most of the world has abandoned. The US system would already have been in trouble years ago if it didn't have a government license for being the safest, more reliable way to immigrate into the US. Get rid of the F1 practical training to work visa pipeline, and see many US institutions in serious economic trouble. We can keep trying to keep it working as-is by pushing other people's money into the expensive vacation environment, but without major subsidies, we are already seeing more people realize that the risks are way too high when you have to get loans to attend. There is no idealism separate from economic incentive in institutions that charge 60K per year, plus often a whole lot more for mandatory on-campus housing, without financial aid. But as it's normal with failing institutions, they'll be extended, kicking and screaming, until they completely collapse instead of reform, like almost every other country in the world already has. | | |
| ▲ | ajashdkjhasjkd 32 minutes ago | parent | next [-] | | > Most of the world has severed the two Yes, and the US system is the envy of the world and is responsible for the overwhelming majority of wealth generated in the US over the past few decades. I'm not sure how that's an argument against the US Higher Ed system. Edit: The real issue you seem to be pointing to is the cost of attending universities in the US. There are 2 parts to this. 1 is the costs of running a university, and the other is the cost that is paid by the student. Most of the rest of the world subsidizes student tuition so students dont pay much out of pocket. The US, OTOH, has been consistently reducing govt support for student tuition. Even worse, it's been pushing students into taking loans that unlike most other loans cannot be discharged during bankruptcy. And even though students aren't required to start paying back those loans until they graduate, they do start collecting interest from day 1, which means a student has picked up a significant burden simply from the interest on the loans they received to pay for their freshman tuition, when they graduate. These are all issues with the US system of financing education as opposed to the actual liberal arts education system. | | |
| ▲ | jswelker 25 minutes ago | parent | next [-] | | Envy of the world due to network effects and inertia, not due to any inherent superiority of our model. There are some good parts of our model, don't get me wrong, but they do not explain the status of the US system at all. | |
| ▲ | rayiner 10 minutes ago | parent | prev [-] | | > Yes, and the US system is the envy of the world and is responsible for the overwhelming majority of wealth generated in the US over the past few decades The benefits of the U.S. university system aren’t generated by average people taking a debt-financed 4 year vacation. They are generated by the same subset of people who would still be attending university even in a scaled down system that sent far fewer people to college. |
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| ▲ | jswelker 39 minutes ago | parent | prev [-] | | The F1 issue is absolutely real. Foreign students have been the secret sauce in keeping prices lower for US students for a long time now. Trump 1 and now Trump 2 presidencies have created financial crises at most universities just by making vague anti immigration gestures without even materially changing student visas. Presidents and provosts routinely make desperate oversea sales pitches to try to gin up the pipeline. I know of one major state university whose entire financial existence depends on visas from a few companies in Hyderabad. |
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| ▲ | rayiner 2 hours ago | parent | prev | next [-] | | That's historical revisionism. The percentage of American adults over age 25 who have a college degree was only 20% as recently as 1990. When America was truly at the top of the world in the 1950s and 1960s, it was under 10%. A high fraction of college attendance is better correlated with the 21st century decline in America's situation. | | |
| ▲ | collinmcnulty an hour ago | parent | next [-] | | I think widening the aperture outside the USA shows how big societal progress has come out of universities of the type we now recognize, starting with 1800s Germany. Even within the USA, the technological and social progress that percolated on universities had big impacts beyond the people actually enrolled and were essential in providing the basis for the employment of many other Americans. Finally, it’s worth qualifying the idea of America’s decline. The USA is still THE powerhouse economy of the world. We have huge problems with unequal distribution and things are seriously politically messed up, but in terms of raw productivity, we are doing gangbusters. And solving the political and inequality issues call for a more educated populace, not less. | | |
| ▲ | rayiner 16 minutes ago | parent [-] | | Germany is a great example of how you don’t need most of the population enrolled in universities. > The USA is still THE powerhouse economy of the world. The US was a powerhouse economy when it could build the world’s largest navy almost overnight. Since the 1980s, the U.S. economy has become highly financialized. It’s disputed how much American economic dominance is real versus on paper today. |
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| ▲ | danans an hour ago | parent | prev | next [-] | | > The percentage of American adults over age 25 who have a college degree was only 20% as recently as 1990. When America was truly at the top of the world in the 1950s and 1960s, it was under 10%. Due to automation and the great advance of technology, the floor for most jobs has risen such that the skills/knowledge that a 1950s school dropout had would be insufficient for anything but the most menial jobs today. Outside of a few sectors like agricultural or physical service labor, our economy just doesn't need less educated people anymore. That doesn't mean everyone needs a 4 year degree, but to make a sustainable living at least a degree from a trade or service school focused on some advanced technician skill is required, and that must be followed by apprenticeship and licensing. In the end, it requires as much time as University, but might cost less if the education is at a public community college. | | |
| ▲ | bombcar 11 minutes ago | parent | next [-] | | Our immigration policies pretty strongly indicate we still need those less educated people doing work, we just don’t want to pay anything resembling reasonable wages for such. | |
| ▲ | jswelker 29 minutes ago | parent | prev [-] | | Community colleges are the best existing institution we have to fill the gap. They are too wedded to the university model though. Credit hours, semesters, discrete courses, administrative overhead, the whole works, minus much of the campus life dressing. Hell I applaud even boot camps for trying to fill it, for all their faults. At least they tried something slightly different. |
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| ▲ | spankalee an hour ago | parent | prev | next [-] | | > When America was truly at the top of the world in the 1950s and 1960s You mean when so much of the rest of the world was poorly educated either not very industrialized yet or had their industrial base destroyed by the war? Easy for the US to be "on top" then. But I much prefer the better educated America that came after that, even if wasn't as "at the top of the world" - though I'm really not sure who else you could be referring to that could be more on top. | | |
| ▲ | WillPostForFood 17 minutes ago | parent [-] | | US had highest per capita GDP in the world in 1913, before Europe's first, and second, self destructions. The US would have been on top in the in 1950s and 1960s no matter what. Just by scale, resources, and economic system. |
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| ▲ | nobodyandproud 42 minutes ago | parent | prev | next [-] | | Correlation-only is sloppy analysis. The inheritors and descendants of those that directly created the problem are screaming at the colleges as the problem. But that’s ass backwards: Create the long-term financial opportunity and the college problem will disappear overnight. The correlation is because rational actors will follow the only leads available to make money, survive, and raise a family. Edit: I edited the tone, slightly. | |
| ▲ | RVuRnvbM2e an hour ago | parent | prev | next [-] | | The reason for US economic domination starting in the 50s is the fact that society and infrastructure in the rest of the developed world had been utterly devastated by the second World War. The rate of college education is utterly irrelevant. | |
| ▲ | doctorpangloss 40 minutes ago | parent | prev [-] | | are you saying that your kids should not go to college? okay, now do you see why your statistic is meaningless, even if it is true? who answers “yes” to the first question? (hardly anyone). |
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| ▲ | jswelker an hour ago | parent | prev | next [-] | | It's an interesting combo, but after working for a decade in higher ed, there is a real division and enmity between the liberal arts and sciences and the "career" programs. The latter is seen as an illegitimate degree mill. The former as a freeloader that does not pull its weight financially. It is an uneasy partnership of convenience. | | |
| ▲ | collinmcnulty an hour ago | parent | next [-] | | It’s absolutely an uneasy partnership. But my goodness the benefits of having rubbed shoulders with people studying forensics, entomology, philosophy, pure math, and agriculture were enormous. If I had gone to a school composed exclusively of engineers and other careerists, how much narrower would my world have been? And bringing in ideas from other areas of study has been so powerful in both my life and my career. | |
| ▲ | sagarm an hour ago | parent | prev [-] | | I had the impression that liberal arts students were highly profitable for universities, because they had no expensive labs. | | |
| ▲ | jswelker an hour ago | parent [-] | | It depends highly on logistics like class size. Many programs brag about small class sizes, which are great for students but anathema to university bean counters. These programs often try to subsidize the small program specific courses with huge gen ed courses, making the whole student body effectively subsidize these underperforming programs. Real nasty fights occur over which courses to include in the gen ed program because every department wants a piece of that pie to prop up their poor numbers. And this dynamic is definitely much worse in humanities. Edit: also instructor composition, meaning the proportion of instructors in a program who are senior/tenured vs new vs adjuncts. Class size and instructor salary are nearly the whole equation. |
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| ▲ | epicureanideal an hour ago | parent | prev | next [-] | | Academic freedom? Where has that existed in the last 20 years? | |
| ▲ | mc32 an hour ago | parent | prev [-] | | What they crank out today suffers from grade inflation. No longer is 'C' the average grade. Kids and parents who pay over 100k for their diploma all demand above average grades. It's not as bad as presenting a diploma from a Caribbean diploma mill, but they're not what they used to be. | | |
| ▲ | collinmcnulty an hour ago | parent [-] | | Agreed completely on this. I almost wonder if it’d be more palatable to add a grade above A, like a Japanese style “S”. | | |
| ▲ | drnick1 20 minutes ago | parent | next [-] | | That already exists, it's called an A+. | |
| ▲ | Mountain_Skies 15 minutes ago | parent | prev [-] | | American high schools are already doing a form of this, with certain classes earning more than a 4.0 score in GPA calculations. 5.0 is quite common now, with 6.0 and even 7.0 scores on individual classes being possible. |
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| ▲ | jltsiren an hour ago | parent | prev | next [-] |
| The job training you get at 20 is often obsolete when you're 40. For example, many women of my parents' generation trained for jobs in the textile industry. But eventually the jobs disappeared, as Finland got too wealthy. A bit more abstract education would have made it easier for them to find a new career. But not too abstract. From my point of view, the weird parts of the American educational system are the high school and the college. Everyone is supposed to choose the academic track. I'm more used to systems with separate academic and vocational tracks in both secondary and tertiary education. |
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| ▲ | nradov 37 minutes ago | parent | next [-] | | There are certain advantages to having separate academic and vocational tracks, but that tends to lock out late bloomers. Quite a few of prominent US scientists and business leaders didn't have good grades going into secondary school. | |
| ▲ | doctorpangloss an hour ago | parent | prev [-] | | economies and national policies are complex. only the most straightforward things, like ending patriarchy, wars and modifying interest rates, have firm evidence of causing this or that thing on a national scale. nobody knows if so and so nuanced educational policy really matters in an intellectually honest way. |
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| ▲ | ajashdkjhasjkd 31 minutes ago | parent | prev | next [-] |
| > People want job training, and it got shoehorned into extra departments at liberal arts universities intended as aristocrat finishing schools I really wish the computer science degrees and even online courses spent like 30 mins on the history of computer science. The entire existence of this field has been dependent on those non job-training liberal arts degrees. |
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| ▲ | anon291 2 hours ago | parent | prev | next [-] |
| It didn't get shoe horned. Before college degrees proliferated, employers had entrance exams and were expected to train people. A supreme court decision found this to be racist. Companies could be held liable so most companies stopped that and demanded a 'fair' credential. Then everyone had to go to college |
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| ▲ | btilly 2 hours ago | parent [-] | | This one case isn't the full story, but I firmly believe that it is a big deal. See https://supreme.justia.com/cases/federal/us/401/424/ for the case. The problem is that any hiring test that blacks and whites pass at different rates, is presumed racist. Never mind that the real issue might be that the blacks went to worse schools and received a worse education. Never mind that there is a big body of research showing that ability tests are a more effective way to hire good employees than interviews. If the ratio of blacks to whites hired is different than the ratio that apply, you are presumed to be racist and in violation of the Civil Rights Act. So a company that needs to hire literate people can no longer, as used to be standard, allow high school students to apply and give them a literacy test. But they can require college. Therefore college has become a job requirement for a plethora of jobs whose actual requirement is "literate". Jobs that people used to be able to do out of high school, and jobs that could still be done by plenty of high school graduates. That this has become so ubiquitous lead to an increased demand for college. Which is one of the factors driving tuition up. (My suspicion is that an ability test would lead to a less racist outcome than requiring college. Why? Because minority families struggle more to afford college.) | | |
| ▲ | thaumasiotes 2 hours ago | parent | next [-] | | You'll occasionally see people point out that requiring a college degree has all the same legal problems as requiring a hiring exam does. And those people are correct in terms of the judgments that impose our terrible precedents. They're all just as negative on degree requirements as they are on performance requirements. But as a matter of empirical reality, our enforcement system declines to prosecute employers who require degrees, because requiring degrees is morally good and requiring exams is morally bad. The rules about what's allowed don't actually derive from the law. We have laws that forbid everything, accompanied by selective prosecution of only the things that certain people disapprove of. | |
| ▲ | nobody9999 43 minutes ago | parent | prev [-] | | >The problem is that any hiring test that blacks and whites pass at different rates, is presumed racist. Never mind that the real issue might be that the blacks went to worse schools and received a worse education. Your first sentence is the result of bigotry against those with "enhanced" melanin content, not the cause. The cause is laid out in your second sentence. Resolve the systemic bigotry (not just against those with enhanced melanin content, but against those with the least resources as, at least in the US, most schools are paid for by local property taxes, making the poorest areas the ones with the worst schools) and put us all on a level playing field and we'll be a much fairer society IMNSHO. |
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| ▲ | lovich 2 hours ago | parent | prev | next [-] |
| I was told in college that the US system of healthcare being tied to your employer was the result of companies looking for fringe benefits to offer when tax rates were at their highest for the high income group. However I can’t find evidence of that now that I’m looking so if someone could confirm one way or the other that this was true or not, I’d appreciate it |
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| ▲ | pdonis 2 hours ago | parent | next [-] | | It started during WW II when the US government put wage and price controls in place so that companies could not compete for employees by offering higher wages. So they competed for employees instead by offering employer-paid healthcare as a benefit. Then after the war, when the wage and price controls were repealed, the employer-paid healthcare system, instead of going away, kept getting more elaborate. | | |
| ▲ | eli_gottlieb 2 hours ago | parent [-] | | As with a lot of things, such as vacation time, Americans seem to prefer to provide certain social goods as employer benefits because that way it seems more like a reward for competitive merit, which one can show off as a status symbol, than like a universal social good. | | |
| ▲ | jswelker an hour ago | parent [-] | | Maybe some psychos think of it that way, but no one I have ever met, at least not regarding insurance. Some fringe benefits like unlimited vacation, free lunch, etc, maybe I can agree. |
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| ▲ | jswelker an hour ago | parent | prev [-] | | Yes it is true and is sort of the subject of my original post. One of those things I learned in college ironically and is now background knowledge I can't source. |
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| ▲ | lotsofpulp 2 hours ago | parent | prev [-] |
| > People want cheap healthcare, and it got shoehorned into an odd employer fringe benefit system that really is not at all related healthcare in any intrinsic way. Healthcare costs, and hence health insurance premiums, are the same with or without an employer intermediary. The only difference is with an employer intermediary, the insured gets to pay their premium with pre-tax income. The cost of the health insurance is still felt by the employer (shown in box 12 of code DD of everyone’s W-2), and seen by the employee in the form of smaller raises, or higher premiums/deductibles/oop max, or worse networks. >People want job training, and it got shoehorned into extra departments at liberal arts universities intended as aristocrat finishing schools. Job training really has little to no relationship to liberal arts. Job training didn’t get shoehorned, a cheap filtering mechanism for people worth betting on to be a good hire got shoehorned. But that filter simultaneously got worse and more expensive over time, making it a bad purchase for most students and bad signal for employers. |
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| ▲ | jjmarr 2 hours ago | parent | next [-] | | > Healthcare costs, and hence health insurance premiums, are the same with or without an employer intermediary. If you read the fine print of a health "insurance" plan at a large company, you might discover healthcare costs are directly covered by the employer and the insurance company just administers the plan according to "set rules". In practice, this operates as blame as a service. | | |
| ▲ | FireBeyond 2 hours ago | parent | next [-] | | American health insurance is insurance in name only - picture health insurance models laid on top of your car: Imagine your car gets totaled. Your insurer says, "Hey, we're going to pay out $25K for your vehicle. So you have a $1,000 deductible, so that's $24,000, and then your copay for a total loss is $2,000, so that brings us down to $22,000. For total losses, your coinsurance as your contribution for your vehicle coverage is 20%, which is $5,000, so here's a check for $17,000. But that's only if you're buying a Hyundai, otherwise the vehicle is out of network and you'll get a check for $8,500 instead." > If you read the fine print of a health "insurance" plan at a large company, you might discover healthcare costs are directly covered by the employer and the insurance company just administers the plan according to "set rules". Generally this is done by a TPA (third party administrator). In many ways you can do as you wish, but as insurers have already done the actuarial work, it's generally easier to use a plan and tweak it if desired (like "Give us this plan but pay for 1 massage/week") versus having to figure that out yourself. | |
| ▲ | lotsofpulp 2 hours ago | parent | prev [-] | | Sure, but the doctors/medicine/hospitals/liability are not any cheaper. So the healthcare isn’t cheap, but the employer is able to gain more control over their employees by tying a piece of their non employee life to the employer creating more friction to prevent people from shopping for jobs with higher pay, and the employee is getting a small tax benefit. | | |
| ▲ | jjmarr 2 hours ago | parent [-] | | Yes, but the same insurance company will screw with your coverage depending on your employer. My mom's plan randomly denied my medications all the time as a student. My current job's plan always provides coverage. Both were the same insurance company, but she's in a different field with a more stingy employer. | | |
| ▲ | jswelker an hour ago | parent [-] | | It's especially fun if your employer is in a field with an aging employee population--like higher ed ironically. The insurer gives the same premium rate to all employees, meaning everyone is in the same risk pool. The old and or unhealthy employees make insurance more expensive for everyone at the employer. I've had situations where the exact same insurance plan cost two hugely different amounts of money after switching employers just because of average employee age differences. Really quite perverse. | | |
| ▲ | Mountain_Skies 8 minutes ago | parent [-] | | Which gives employers incentive to illegally discriminate against older job candidates but good luck proving it at any specific employer. |
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| ▲ | jswelker an hour ago | parent | prev | next [-] | | The employer pays a large portion of the employee premiums. As a result the employee is further indentured to the employer because they cannot leave without depriving themselves and family of health care. And it further obfuscates the actual cost of health care. And then the tax code makes this bizarre setup the privileged happy path. | |
| ▲ | o11c 2 hours ago | parent | prev | next [-] | | > Healthcare costs [...] The only difference is with an employer intermediary, [...] That's missing the biggest problem, which is that the employer gets a free chance to extort the employee in all sorts of illegal ways lest they be cut off and die. Wage theft is perhaps the biggest-value type of crime every year (sources disagree, but it's certainly higher than many), and that's only one kind of illegal thing employers do when they have all the leverage. | |
| ▲ | nradov 2 hours ago | parent | prev | next [-] | | Right, the federal tax code is structured to give advantages to employer sponsored health plans. But it doesn't have to be that way. A better approach would be to eliminate those plans and force everyone to purchase individual or family plans through state ACA marketplaces using pre-tax dollars. | | |
| ▲ | jswelker an hour ago | parent [-] | | Not sure why the down votes. Severing health insurance from employers would be a huge win. It's just such a massive task that the efforts to address it like Obamacare aren't enough even remotely. |
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| ▲ | RHSeeger 2 hours ago | parent | prev | next [-] | | > Job training didn’t get shoehorned, a cheap filtering mechanism for people worth betting on to be a good hire got shoehorned While it may not be optimal, there is plenty of training/learning that happens in colleges. | |
| ▲ | hc12345 an hour ago | parent | prev [-] | | The intermediary in healthcare makes a significant difference, as, by going through employers and using insurance, the US market is quite fragmented, and there is minimal alignment pushing prices down. The US healthcare provider doesn't get more business by providing a better cost/benefit ratio: It's easier to splurge, and get business via an expensive, comfortable-ish service. When one then compares US facilities to foreign ones, it's trivially easy to see that many parts of the system just look different, which comes from the perverse incentives of going through employers that aren't big enough to actually push down on providers' prices at all. Both truly private, low insurance systems and universal healthcare systems end up having much better incentives, and therefore lower prices, regardless of who is paying for them. We get something similar when you compare US universities to those in Continental Europe. It's clear that over there, the finishing school component is so vestigial as to be practically invisible, whole the focus is a filtering mechanism that attempts to teach something. Go look at, say, Spain's universities and see how many open electives are there, or how many university-wide general requirements exist (0). Each degree is basically an independent unit, and chances are you'll never visit a building from a different school. Undeclared majors? Nope. Significant number of students living on campus? Nope. Sports teams, offering scholarships? Nothing of the sort. This also leads to much lower prices to the school itself, regardless of whether it's all paid by taxes or students. |
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