> You could drive a 20 year old car, live in a small apartment, wear Walmart clothes, and rely on Social Security for retirement while donating everything else to charity, and the difference on your life would be negligible.

No, this is obviously false.

If you're bringing up buying clothes at Walmart, then I don't think you understand how much money a billion dollars is. A billion dollars in a HYSA giving 3.5% yields 35 million dollars a year, with zero work and zero risk. It takes a married couple ballpark 5 million dollars to basically never need to work again. So a billion dollars earning guaranteed interest gives you enough money to never need to work again, seven times over, every single year. After just one year, you already have more money just in interest than you could ever reasonably spend, and you haven't even tapped in to your principle. A billion dollars is an absolutely insane amount of wealth.

Jensen Huang has eighty times that much money. There is no difference between eighty billion dollars and one billion dollars. It's the same amount of money. It's effectively infinite. He can give away 79 of those 80 billions and he would not notice, it would have zero impact on his life. He wouldn't have to drive a Walmart car or live in a small apartment, he can still have every lifestyle choice he could possibly want after giving away 95% of his money. The difference would not even be negligible to him. There would literally be no difference.