If you brought down prod and deleted customer data and told them Claude did it, you’d still be the one in trouble. So they do know how to hold people accountable for actions taken by AI.

Has this actually been put to the test yet? If a company has officially sanctioned, or maybe even encouraged, AI agent usage I'm not sure the employee can be held completely accountable. I doubt any of these companies are providing training of any kind. It would be like if a factory suddenly replaced all the machines with ones without safety features and said "well, it's your fault if you kill yourself or your workmates".