| ▲ | syvolt 2 hours ago |
| Or Apple Pay can just be like Google Wallet is on Android? The alternative is not multiple apps. |
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| ▲ | shreddit an hour ago | parent | next [-] |
| There is already apple wallet where i can put any of my banking cards… |
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| ▲ | kelvinjps10 an hour ago | parent | prev | next [-] |
| I have used both but I dont know the difference |
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| ▲ | juiceland an hour ago | parent | prev | next [-] |
| How does it work on Google Wallet? |
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| ▲ | sgerenser 38 minutes ago | parent [-] | | Article says Google wallet works just like Apple Pay, except they don’t charge a 0.15% fee. |
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| ▲ | add-sub-mul-div 44 minutes ago | parent | prev [-] |
| Another alternative (in the US, at least) is tapping a piece of plastic instead of your phone and not inviting any of the tech giants into your transactions at all. What an unforced error, to shovel more of your data at them needlessly. |
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| ▲ | jasode 8 minutes ago | parent | next [-] | | > is tapping a piece of plastic instead of your phone and not inviting any of the tech giants into your transactions at all. Apple doesn't see individual transactions when Apple Pay is used at retail stores' tap-to-pay terminals. The secret card payment token is sent from the phone to the credit-card's issuing bank and bypasses Apple servers. In this way, using Apple Pay is more secure and private than plastic cards because the real card number details remains hidden from the merchant. The iPhone does contact Apple servers to add a new card to the digital wallet. Apple servers then contacts the issuing bank to get the secret token the bank generates and then puts it in the digital wallet. Conceivably, the "add a new card to digital wallet" could also have been done without Apple in the middle but it would require a much more convoluted, less secure, and more user-hostile workflow to do it. (e.g. the end user would have to know what bank endpoint to contact, manually enter the long and cryptic digits of the secret token, or maybe scan a QR code on a computer screen that's vulnerable to interception and phishing.) | | |
| ▲ | bdangubic 6 minutes ago | parent [-] | | don’t be silly, apple displays me exact amount on the screen, in plain fucking text, after each transaction - that’s crazy you wrote this | | |
| ▲ | tekla a few seconds ago | parent [-] | | Man, its amazing how confident you are about this, considering I know individual people who independently work at Visa, Mastercard, AND Apple, who have worked on mobile payments who independently confirm that none of them know any personal info and that its all pass-through. So, are you sure you know what you are talking about? |
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| ▲ | Elfener 40 minutes ago | parent | prev | next [-] | | That is much better, but you're still paying visa/mastercard some percentage fee for a service which should be provided by e.g. the central bank. | |
| ▲ | bdangubic 7 minutes ago | parent | prev [-] | | yea, feels like tech giants do not have access to this already? they know where you are and what you do every second of every day, keeping away from ( while they know I was a target ) what was the amount on my receipt is really giving it to them :) |
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