The most likely scenario at this point it:

- autonomous cars cause fewer accidents

- so either insurance will be cheaper for them

- AND/OR human driving car insurance goes up

- even if only one happens, the relative cost of insurance will change in favor of autonomous

- driving your own car becomes a kind of "prestige" thing where only really wealthy people do it (similar to owning your own plane etc)

Well, there is the alternative that prosecution is low enough in case of accidents that insurance payouts are low and consequently insurance is low priced. Also, the majority could easily vote for price controls on car insurance like they have on home insurance.

> The most likely scenario at this point it:

> - autonomous cars cause fewer accidents

> - so either insurance will be cheaper for them

> - AND/OR human driving car insurance goes up

If they were going to do that, they would have done it by now for those drivers opting into the insurance monitor device: they can literally tell that you're a driver that never took a risk, never got into a situation to brake hard, never drove recklessly, etc, and yet, the insurance cost with the device is only slightly less than the insurance cost without the device.

In any case, if this was strictly a financial decision, why would the human cost go up? The larger the percentage of SDVs there are on the road, the less likely a human driver gets into an accident, their risk goes down too, so their insurance should also go down.

Haven't wealthy people spent most of history paying someone else to drive for them?

Driving yourself will become like horse riding, something you do on private property for sport rather than transport.

I expected this to happen a few years ago, but I think I was over optimistic. Now, who knows? Maybe it will finally start to make a difference.

And the wage slaves lose even more freedom and autonomy.

Waymo is already self-insured so if they have an advantage it's already on their balance sheet. In California nobody is going to get a discount for having ADAS software because we encoded into the state law in the 1980s, part of a long magical thinking campaign by boomers, that insurance companies can't use that type of thing to set prices.

> so either insurance will be cheaper for them

lol