> Once they're the same, there's lots of money to be saved by bundling the sale.

There’s a lot of money to be made. Just look at the prices for travel insurance direct from the airline versus a third party. 2-3x.

It’ll be like BMW with the heated seat subscription fee.

The actual money will be made because the driverless car manufacturer is self-insuring and cutting out the insurance company. Competition among manufacturers will then pass most of those savings on to you.

Similarly, many car makers offer heated seats without a subscription fee, because of the magic of competition.