>But if you get caught stealing bread, and your response is "My life's screwed", you couldn't afford the risk either.

>If you are in the unfortunate position of not being able to afford bread, eat something less expensive and try to build savings so that some day your children can afford bread.

See how this works when you conveniently dismiss the effects of severe structural problems in society as evidence of poor financial literacy?

I recognize that there's something I'm severely misunderstanding here. In order to "win big" in the stock market, you generally need to invest big -- i would assume people investing big in the stock market aren't literally homeless; they likely rent some kind of room or apartment. Equivocating it to "stealing bread" seems a little extreme.

If the supply/demand curve of housing is so extremely upside-down that the only way to get ahead of it is gambling, then maybe they shouldn't be increasing the population -- at the risk of sounding a bit heartless, it seems to me like the only real choice is to leave; a peninsula that's locked from the mainland by an enemy like north Korea means that resources must be too scarce for their population.