Your aunt is sort of correct, but not really.

If you move to CH on your German EU passport, register at the local authorities and get your residency card, most traditional Swiss banks will open an account for you. You just won’t be able to do it online or with the Neo-banks. But an actual physical UBS office or Kantonbank will eventually be able to handle the paperwork for you.

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hparadiz 2 hours ago | parent [-]

I thought it was a regular thing for Americans or anyone in the world to be able to make a Swiss account? Is that not the case? Or is it different if you live there?

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FabCH 2 hours ago | parent | next [-]

If you are not a resident, don’t bother trying unless you plan to have 30M or more in the account.

If you are a resident, you can easily open a normal account in minutes… unless you are US, Russian or Belarus citizen.

	▲	hparadiz 2 hours ago \| parent [-]
		I was more thinking a brokerage account for typical stock / index fund investing.

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izacus 2 hours ago | parent | prev [-]

No, most Swiss banks outside something like UBS will these days outright reject anyone with US reporting requirements.

("Private" banks for very wealthy are another thing, but a software engineer isn't their customer.)