| ▲ | functionmouse 3 hours ago |
| we have got to stop putting our bank accounts and SSNs on computers |
|
| ▲ | ryandrake 3 hours ago | parent | next [-] |
| We need our infrastructure to stop treating bank account numbers and social security numbers as secrets. At least in the US, bank account numbers appear on physical checks and are required to be shared in order to do an ACH transfer, and a social security number is not supposed to be used as an identifier (unless to the Social Security Administration itself) or as a secret password. Ideally, nothing nefarious should happen if both of them were listed and queryable publicly. |
| |
| ▲ | silversmith 2 hours ago | parent | next [-] | | Hang on, can you actually do something nefarious with just the bank account number? | | |
| ▲ | ryandrake 2 hours ago | parent | next [-] | | If someone has your bank account and bank’s routing number (which is also not secret), they can make fraudulent ACH transfers and payments from your account. Of course it will most likely be caught as fraud some time after the fact, but just those two bits of not-secret info are enough to grief someone. | | | |
| ▲ | mystifyingpoi an hour ago | parent | prev | next [-] | | AFAIK that's US thing. In normal countries bank account numbers are not a secret. The worst thing that can happen is someone sending you money. | |
| ▲ | jazzyjackson 23 minutes ago | parent | prev [-] | | Yes but there are steep penalties for bank fraud so it is not especially common |
| |
| ▲ | derektank 3 hours ago | parent | prev [-] | | It’s quite ridiculous that we haven’t been able to build a modern identification system capable of replacing SSNs in the last 30 years. |
|
|
| ▲ | dgellow 2 hours ago | parent | prev | next [-] |
| You all need a better system than US SSNs |
|
| ▲ | DANmode an hour ago | parent | prev | next [-] |
| You can buy your SSN for $6-$10. |
|
| ▲ | pixel_popping 2 hours ago | parent | prev | next [-] |
| Firewalled VM, locked-in keyboard/mouse, 1 query to any agent and it's setup. |
|
| ▲ | gnerd00 3 hours ago | parent | prev [-] |
| ... support cash, tell your neighbors |
| |
| ▲ | Cider9986 3 hours ago | parent | next [-] | | And Monero for online. | |
| ▲ | JohnMakin 3 hours ago | parent | prev [-] | | til you get debanked | | |
| ▲ | krapp 3 hours ago | parent [-] | | Cash doesn't require a bank. | | |
| ▲ | speedgoose 3 hours ago | parent | next [-] | | Banks are kinda useful to avoid getting robbed all your money, on a regular basis. Many French people with crypto money experienced that the hard way recently. | | | |
| ▲ | ahoka 2 hours ago | parent | prev [-] | | Kinda does? | | |
| ▲ | krapp 21 minutes ago | parent [-] | | Doesn't at all. You can take cash, keep cash and spend cash without any bank being involved. Cash is more anonymous than crypto and (if it's USD) accepted just about everywhere. Banks give you an advantage with transaction security and deposit insurance, but that's dealing with money and not cash. |
|
|
|
|
