Because no 16 year old kid ever got to buy anything on a card before.

themafia 2 hours ago | parent | next [-]

My parents let me fill my tank with gas. They wouldn't let me open an AWS account. Aside from that, if it is misuse of a parents card, then then answer is "chargeback."

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l23k4 3 hours ago | parent | prev | next [-]

Why would a 16 year old not use their own card?

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distances 3 hours ago | parent | next [-]

Would they be given their own credit card, or would it be under the parents? Over here minors can't enter into debt contracts like credit cards, so it'd be a direct debit until they are adults.

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l23k4 3 hours ago | parent [-]

I don't think the type of the card really matters as long as the limits are reasonable.

> Over here minors can't enter into debt contracts like credit cards

In basically all of the western world minors can enter into debt contracts, but are generally not seen as particularly creditworthy.

	▲	distances 3 hours ago \| parent \| next [-]
		> In basically all of the western world minors can enter into debt contracts, but are generally not seen as particularly creditworthy. No, that's not legally permitted in many places. I was under impression that minors can't enter into debt contracts anywhere in EU, but that, too, was an incorrect assumption. https://fra.europa.eu/en/publication/2017/mapping-minimum-ag... I grew up in one of these "not under 18 even with parental consent" countries, so that coloured my view of the matter.
	▲	fauigerzigerk 2 hours ago \| parent \| prev [-]
		>In basically all of the western world minors can enter into debt contracts, but are generally not seen as particularly creditworthy. Minors can't get a credit card in the UK. In fact, it's one of the government approved age verification methods for that exact reason.

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well_ackshually 3 hours ago | parent | prev [-]

Because 16 years old do not have a card with no spending limits, and with very low online spending limits. Most of those cards are even just for withdrawing

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TheDong 3 hours ago | parent | next [-]

Spending limits don't particularly matter here.

AWS doesn't check if your credit card will be able to handle a $5k charge before letting you rack that up, and in fact AWS doesn't support setting any spending limit.

You just have to put in any valid credit card at all when you sign up, use AWS, and at the end of the month you'll have a bill. At no point does your credit card limit or a spending limit enter into things.

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michaelmrose 3 hours ago | parent [-]

And again kids don't have credit cards

	▲	yeputons an hour ago \| parent \| next [-]
		I got mine when I was 12, IIRC. Not a credit, of course, it was a debit card, but not all countries bother to differentiate between the two, it was just a “bank card”. And I believe it had a credit card BIN because all local banks did that to get more in processing fees.
	▲	l23k4 an hour ago \| parent \| prev [-]
		AWS accepts debit cards.

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3 hours ago | parent | prev [-]

[deleted]

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michaelmrose 3 hours ago | parent | prev [-]

Generally no they don't because they have very limited ability to enter into agreements in the US. It was almost certainly an adult.

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Lvl999Noob 2 hours ago | parent [-]

Isn't USA famous for letting parents take out credit cards on their newborns and pushing them into debt even before they learn to walk? I recall seeing at least a few snippets of movies and TV shows showing that.

	▲	martheen 2 hours ago \| parent [-]
		If you mean parents using their children SSN to open a credit card, this is because US banking system is always decades behind the rest of the world, so they just accept the number blindly even though technically the children aren't allowed to open a loan yet, being minor. In theory once the child grows up and shocked that their credit score is ruined, they can file a police report to wipe the debt, but that also means their parents will go to jail, a large risk considering they're likely not in a good physical/mental health in the first place. Other countries solved this by either having national ID or a working KYC system.