Why would a 16 year old not use their own card?

distances 3 hours ago | parent | next [-]

Would they be given their own credit card, or would it be under the parents? Over here minors can't enter into debt contracts like credit cards, so it'd be a direct debit until they are adults.

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l23k4 3 hours ago | parent [-]

I don't think the type of the card really matters as long as the limits are reasonable.

> Over here minors can't enter into debt contracts like credit cards

In basically all of the western world minors can enter into debt contracts, but are generally not seen as particularly creditworthy.

	▲	distances 3 hours ago \| parent \| next [-]
		> In basically all of the western world minors can enter into debt contracts, but are generally not seen as particularly creditworthy. No, that's not legally permitted in many places. I was under impression that minors can't enter into debt contracts anywhere in EU, but that, too, was an incorrect assumption. https://fra.europa.eu/en/publication/2017/mapping-minimum-ag... I grew up in one of these "not under 18 even with parental consent" countries, so that coloured my view of the matter.
	▲	fauigerzigerk 2 hours ago \| parent \| prev [-]
		>In basically all of the western world minors can enter into debt contracts, but are generally not seen as particularly creditworthy. Minors can't get a credit card in the UK. In fact, it's one of the government approved age verification methods for that exact reason.

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well_ackshually 3 hours ago | parent | prev [-]

Because 16 years old do not have a card with no spending limits, and with very low online spending limits. Most of those cards are even just for withdrawing

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TheDong 3 hours ago | parent | next [-]

Spending limits don't particularly matter here.

AWS doesn't check if your credit card will be able to handle a $5k charge before letting you rack that up, and in fact AWS doesn't support setting any spending limit.

You just have to put in any valid credit card at all when you sign up, use AWS, and at the end of the month you'll have a bill. At no point does your credit card limit or a spending limit enter into things.

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michaelmrose 2 hours ago | parent [-]

And again kids don't have credit cards

	▲	yeputons an hour ago \| parent \| next [-]
		I got mine when I was 12, IIRC. Not a credit, of course, it was a debit card, but not all countries bother to differentiate between the two, it was just a “bank card”. And I believe it had a credit card BIN because all local banks did that to get more in processing fees.
	▲	l23k4 an hour ago \| parent \| prev [-]
		AWS accepts debit cards.

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3 hours ago | parent | prev [-]

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