This is just fraud.

"Friendly fraud" is accidental or with the correct intentions – such as the customer not recognising the charge and charging back.

▲

gingerlime 4 hours ago | parent | next [-]

Yes, and Stripe could do much better to prevent it. And doesn't.

▲

danpalmer an hour ago | parent | next [-]

They could, but this isn't discussed in the blog post. The post is about literal fraud, which has a very different recourse for the merchant.

▲

akerl_ 3 hours ago | parent | prev [-]

What would you like them to do?

Even in the post you're wishy washy about what you want. They offer a product that does enhanced fraud detection but you don't like that. You correctly call out that there's major risks with taking a merchant's report and using it to flag a user's future transactions.

	▲	fweimer an hour ago \| parent [-]
		The article mentions Stripe's product in this space: https://stripe.com/en-us/radar There are similar offerings from other companies. I don't know if bundling this with payment processing is common.

▲

bradley13 3 hours ago | parent | prev [-]

This is the point. You could file criminal charges. You could win in civil court.