Then what are the better alternatives?

Nothing, it’s a 5% bobcat problem. The card processors can force the merchants to eat it and there’s nothing you can do save not accepting cards, which loses you the other 95% of the market.

https://xkcd.com/325/

	▲	5 hours ago \| parent [-]
		[deleted]

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Cider9986 5 hours ago | parent | prev [-]

Monero or honestly any crypto. There's no chargebacks and it can be more private.

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wildzzz 4 hours ago | parent | next [-]

That's fine for some things but my grandma is not going to buy from an online store that only takes crypto. Crypto as a payment option works well for computer-related merchants or for privacy-focused merchants. Like it wouldn't be uncommon to rent a VPS with crypto but it would be strange for an online candy store to accept it.

	▲	Cider9986 3 hours ago \| parent [-]
		> That's fine for some things but my grandma is not going to buy from an online store that only takes crypto. Of course not, unless it becomes mainstream, crypto usage will always be by early adopters and technologists. I don't care if you accept cards as well, I just want to be able to pay privately with Monero. You're right that for chargebacks specifically the only way to eliminate them would be 100% crypto, not the option of card and crypto together, which is significantly more likely. But there are other benefits for customers(privacy), which is why I use it.

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vintermann an hour ago | parent | prev | next [-]

In fact it can be so private you'll never know who the merchant who didn't send you the product is.

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N_Lens 4 hours ago | parent | prev [-]

Don't most crypto exchanges ban Monero?

	▲	Cider9986 3 hours ago \| parent [-]
		Yes, unfortunately the banking system is hostile to privacy even though the vast majority of money laundering goes through fiat.