It seems like every three years or so I need to use a tool with a plaid link feature, I try it, it gives some internal plaid error, then I find some other way of solving the issue.

Plaid is glitchy enough that whenever I hit a workflow that has no alternative, I just call the customer support line and tell them I get an error when trying to link my account via plaid, and they invariably have a manual way to do the thing on their end.