Maybe my net worth is too low but I just don't see a value proposition. I don't want daily emails from LLMs and if I need updates on my investments any more often than quarterly (at most), I should probably seek safer investments. I am a bit interested in budgeting tools, but I want them to be completely deterministic. For me at least, financial planning is pretty uneventful and time spent optimizing expenses more than I already have would be better spent seeking a higher paying job.

I use actualbudget.org to track all spending, but only update investment accounts ("off-budget" in Actual Budget terms) once a month. Completely deterministic, as all things related to numbers should be.

I have pointed my LLM at the SQLite DB and asked it to tell me what it could see from my last five years of transactions, and I was impressed with the things it picked up, and what it reminded me of, but I'm not sure I saw any value in the sense of anything I would change.

I'm going to have it review things monthly to see if that helps me, but I'm not sure it will. I'm generally already aware of how my finances are going because of my budget updates.

Have you tried Actual budget + SimpleFIN as a bridge to get your transactions out of banks?

I use that to track credit card spending and my checking account.

Then you can connect an mcp to do analysis of the data from one place if that’s what you want

Thanks. If I could ask, what would interest you?