Is this the part everyone's telling me about where fascists are deeply incompetent?

It's not political. Most government contractors are barely competent and computer security is hard.

I doubt the present administration is particularly competent at bureaucracy but this theft occurred in Oct 2024 while the Biden administration was in charge. To be honest, Trevor Milton's pardon after donating a few million to Trump's campaign mean that any sum of money over $2m in government contractor hands is probably at risk. With a $2m price on pardons, it's just a question of mechanizing the machine.

Or, as Trump might say, "Bring back the autopen!"

Fascism is a lack of emotional intelligence, which is basic intelligence. Empathy and compassion are a form of basic intelligence.