| ▲ | stanac 3 days ago |
| If it was be that simple. In that case I would have to go to the bank for every transaction/payment I want to initiate online. Banking app doesn't work for jailbroken devices. Using PC to access banks website works, but transactions still require 2FA and they don't support any other 2FA flow except the one in the app. |
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| ▲ | franga2000 3 days ago | parent | next [-] |
| There's always a workaround. There are banks with far less annoying root checking and you can just switch. Many banks allow SMS or a physical authenticator for web banking or 3DS 2FA. There are also many was to bypass root detection. If your main problem is 3DS 2FA for online card payments, get a proxy card. |
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| ▲ | 71bw 3 days ago | parent | next [-] | | "you can just switch" and yet then you have to contact X people and change Y contracts that are related to your prior bank account. It is not that simple. Plus nothing ensures the bank you switch to won't up their "defenses" in a week. | | |
| ▲ | franga2000 3 days ago | parent [-] | | I never said it was trivial, I said it was possible. In many places, it's actually very easy. In others it takes some work, but we're talking about de-googling your life, having to put in some work is already implied. At least around here, I can walk into a bank, sign a few papers, then that bank coordinates with my old bank to transfer all my direct debits, move all my money and notify all my periodic creditors (employer, social security, tax office...). Peer-to-peer payments (like splitting bills with friends) are usually done by alias (phone number or email) on our instant payment scheme, not by IBAN, and my new bank will take care of rerouting that too. And if for whatever reason someone has my old IBAN and tries to send me money in the future, they'll get a rejection and will just have to ask me for my new one, no big deal. As for "in a week", come on, you're just being intentionally annoying. Obviously there's no guarantee. If they don't have root detection now, after everyone has had it for a decade, there's probably a reason and they won't implement it any time soon. And if you're just supremely unlucky and they actually do it right after you switch, oh well, you wasted and afternoon. Definitely less time wasted than trying all the million different root hiding techniques that probably don't work anymore. | | |
| ▲ | rvnx 3 days ago | parent [-] | | But you don’t mind paying more and having a worse service IRL when you could just buy a cheap Pixel phone with GrapheneOS on the side ? Think of it like a car key. You wouldn’t have a crusade against car keys right ? | | |
| ▲ | franga2000 3 days ago | parent [-] | | Wait what? Who is paying what? What service is worse? Car keys?? I genuinely, honestly, have no idea what you're talking about. | | |
| ▲ | immibis 3 days ago | parent [-] | | Some cars don't come with keys any more - you have to use your phone and the cloud. Which is good, right? One less thing to lose. | | |
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| ▲ | Aurornis 2 days ago | parent | prev [-] | | > There's always a workaround. And the workaround is always far more work than I want to do, for virtually no upside for me. | | |
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| ▲ | AnthonyMouse 3 days ago | parent | prev | next [-] |
| You don't have to go to the bank for every transaction, you can just go there once to close out your account and open one somewhere that doesn't require that. |
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| ▲ | vladms 3 days ago | parent | prev | next [-] |
| Depends though what you mean by "do not use Google". Having an Android phone with a Google account logged in will not affect you much. If they would block one account you just create another. Having all your emails on Gmail and used for external services (bank, insurances, etc) is a different story though. I prefer to pay my email provider, at least they will care a bit more than they do for a free account... |
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| ▲ | duskdozer 3 days ago | parent | prev [-] |
| I'm surprised, most banks I've come across force sms or phone-call 2fa only. A rare few allow generic TOTP authenticators, and maybe one or two has an app as an option. And I've only come across one bank that detects and warns for root access. Is there no "jailbreak hide" on ios? |
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| ▲ | 71bw 3 days ago | parent | next [-] | | In Poland it's SMS OTPs, bank app (heavily recommended and in some cases enforced by the bank) or additionally paid physical TOTP token devices. And almost all banks throw a hissy fit once you have some sort of vector of root detection left open. | |
| ▲ | throw-the-towel 3 days ago | parent | prev [-] | | This heavily depends on the country. |
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