Given the choice between a 2000 acre banana plantation and 400 bitcoin. I would choose the banana plantation with full confidence that I would get a better return from bananas over the next 20 years.

What can it cost, $5?

Oh yeah, it was a joke. derp moment. To be fair it’s hard to tell with the crypto grifters sometimes.

Ofc a savings account has risk in real terms. But I assume GP was referring to risk in terms of losing principle in dollars.

There’s still some risk short of a global financial collapse where the FDIC rules are weakened, perhaps by making the $250k limit per individual for example, and then there being some bank failures. Or changing to only covering a certain % of deposits etc.

Currency depreciation due to inflation is one.

Inflation risk.

Forcible illegal deportation is one.

ICE grabbed a US citizen friend of mine and threw her on a bus and drove her hundreds of miles away and was about to toss her over the wall to Mexico last week.

Civil asset forfeiture is another.

Tax warrants, which have zero burden of proof to be issued, are another.

I don’t keep money in banks, personally, after the third one bit me some years ago and I realized that storing money in banks makes it more likely to be stolen, not less.