Ofc a savings account has risk in real terms. But I assume GP was referring to risk in terms of losing principle in dollars.

There’s still some risk short of a global financial collapse where the FDIC rules are weakened, perhaps by making the $250k limit per individual for example, and then there being some bank failures. Or changing to only covering a certain % of deposits etc.

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anthonypasq 2 days ago | parent [-]

dont bother, hackernews commenters are constitutionally incapable of not being the most pedantic person in the room.

	▲	bangaladore 2 days ago \| parent [-]
		I believe there was an implication of the commenter I responded to that the risk of a savings account is somewhat similar to the risk of crypto. So, I asked said commenter to quantify or describe the risk. A comment simply with the text "A normal savings account does not have zero risk." is useless to a productive conversation.