| ▲ | consp 2 hours ago | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Afaik the payout is determined by your insurance, not the opposing party if you are not the cause. They will usually just stick to the standards set by the companies and not argue. They are all business vehicles as the premiums would be so insane no person would pay it (which is a hint why they should not be in the road). The problem comes when the crash out costs the business and then you get nothing due to type of insurance (pretty much we pay nothing you pay everything yourself), or the ability of companies to fight endless court battles which your insurance likely does not cover. My way of middle fingering them is reporting them every time they are either on the curb when there is a parking spot (not legal, blocking pedestrian access is only partially legal when there is no parking pace nearby and you leave enough space), or when they overextend onto the road which is a judgement call and up to the enforcing officer. You also need to keep notice of people trying to get the municipality to widen parking spots and block that. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ▲ | CalRobert 2 hours ago | parent | next [-] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
As far as I'm aware, having any wheel on the footpath is illegal except in areas specifically signposted for it, but my experience has been that handhaving just didn't care https://www.parkeerbord.nl/wetgeving/is-parkeren-op-de-stoep... This spot used to drive me absolutely insane when walking to school with my kids - the gemeente even added marked parking spots and drivers just stole the footpath anyway, so we had to walk in the street, and the gemeente straight refused to issue tickets. The guy on the phone told me "it's not causing any trouble" because hey, it's not like _he's_ ever had to push a pram in the street. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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| ▲ | Amezarak 6 minutes ago | parent | prev [-] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
> he problem comes when the crash out costs the business and then you get nothing due to type of insurance (pretty much we pay nothing you pay everything yourself), or the ability of companies to fight endless court battles which your insurance likely does not cover. Business automobile insurance doesn't work any differently than consumer automobile insurance. I was recently sideswiped by a guy driving a massive pickup truck for work and their insurance paid me promptly and fairly without any fuss at all. At least the state liability insurance laws I am familiar with do not change just because you're a business. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||