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jryio 9 hours ago

For those interested in this type of single entry accounting (and by extension double entry)

Here are some other ones I've tried and used in the past:

https://copilot.money

https://lunchmoney.app

j1elo 8 hours ago | parent | next [-]

But why one or the other? Don't get me wrong, I appreciate a curated list of suggestions, but it would really be useful to have some tips or comments on the experience of each one, their shortcomings or advantages. Otherwise, it's not much better than just checking out a list of names from Google :)

	▲	dmoy 4 hours ago \| parent \| next [-]
		I will use hledger if I'm handling someone else's money, like as a trustee. Double entry accounting is nice for being precise about things. But for my own accounts it's too much overhead to deal with reconciliation. Don't have time for that.
	▲	workworkwork71 5 hours ago \| parent \| prev [-]
		A lot of it is going to be needs & vibes based. Some of them have more in-depth and niche features in certain areas, like transaction splitting or categorization and others are just simple and clean UI to go for ease of use.

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sahaskatta 9 hours ago | parent | prev | next [-]

Few more to consider:

https://www.monarch.com/

https://useorigin.com/

	▲	camel_Snake 5 hours ago \| parent [-]
		I use monarch and I've been happy enough with it. Would probably consider self-hosting with actual in the future, but I wanted an easy on-ramp for myself to actually get in the habit of budgeting.

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workworkwork71 5 hours ago | parent | prev | next [-]

Will shamelessly promote ours as well: https://www.fulfilledwealth.co/

We're entering the same market but with a tilt towards investment & actionable guidance. Same read-only capabilities on the account sync side (although our budgeting + spending side is still heavily in development) except we're an RIA that can provide professional advise (for free).

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PhilippGille 5 hours ago | parent | prev | next [-]

Not mentioned yet in this subthread, but worth checking out because it runs fully local: https://play.google.com/store/apps/details?id=com.stoegerit....

It's not perfect, for example its monthly/yearly subscription detection didn't work great for me, but compared to all those apps that involve trusting a third party with your banking data it's worth a look.

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RSHEPP 4 hours ago | parent | prev | next [-]

I am a big fan of lunchmoney, built a TUI for it with their API too.

https://github.com/Rshep3087/lunchtui

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lvncelot 8 hours ago | parent | prev | next [-]

Adding https://github.com/firefly-iii/firefly-iii

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mNovak 7 hours ago | parent | prev | next [-]

I still use GNUcash [1]. Only drawback is comparatively poor handling of equities, with no good way to view historic portfolio value / net worth. Great for general purpose accounting though.

[1] https://www.gnucash.org/

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gempir 6 hours ago | parent | prev | next [-]

For germans I found https://parqet.com/ very good.

Generous free tier and auto sync from some common german banks

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johntash 4 hours ago | parent | prev | next [-]

beancount + the web ui for it, fava, is what I end up going back to whenever I look for the sort of tools. Downside is I'm way behind on my ledger and don't _really_ want to spend the effort inputting everything to catch up.

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darkest_ruby 8 hours ago | parent | prev | next [-]

http://github.com/venil7/assets

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TNorthover 7 hours ago | parent [-]

Which you appear to be the developer of from other comments in this thread. Not saying it's bad, but it's self-promotion rather than organic preference.

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darkest_ruby 5 hours ago | parent [-]

HN is for self promotion

	▲	tkfoss 5 hours ago \| parent [-]
		> Please don't use HN primarily for promotion. It's ok to post your own stuff part of the time, but the primary use of the site should be for curiosity. https://news.ycombinator.com/newsguidelines.html

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CGMthrowaway 8 hours ago | parent | prev | next [-]

Which do you like for what purpose ?

Also seems like Empower (not listed) is the big one

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GoatOfAplomb 8 hours ago | parent | prev [-]

Typo fix: ynab.com

	▲	joshstrange 8 hours ago \| parent \| next [-]
		Clickable link: https://ynab.com I'm a huge fan of You Need A Budget, it was instrumental in giving me control over my finances. It feels like a superpower to see all my money in one place and not care which bank account the dollars actually reside. Also makes it easier to take advantage of various offers (Credit card or things like HYSA) since I know all the records will live in YNAB and I have full control there, even if the individual banks I use have terrible UIs.
	▲	jryio 8 hours ago \| parent \| prev [-]
		Fixed thanks!