My worry with any agent calling is that the other party will just hang up. Why? Because the power is on their side and they know it.

So the AI on their side will detect the AI on my side, determine that it is AI and hang up?

I don't know if there is anything to back up the hypothesis that they indeed want their systems to be horrible. It is possible, but sometimes, I want to pay more (buy more insurance coverage, etc), so sometimes our goals are actually aligned yet it is still a painful process. Therefore, I think it is more likely that the problem is competence.