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gruez 7 months ago

>What's this pseudo bank's innovation? A raffle?

Who cares if it's just "a raffle"? Some behavioral economics research suggests it's a good way to get people to save, and it's not something offered by mainstream banks.

https://en.wikipedia.org/wiki/Prize-linked_savings_account

FactKnower69 7 months ago | parent [-]

Disgusting, infantilizing worldview. Fix the culture instead of chasing it. These imbecilic "behavioral economists" can't wait to live in a world where you get a Free* Grimace Shake with every root canal at participating McDonalds(R) McDentists™.

gruez 7 months ago | parent [-]

>Disgusting, infantilizing worldview. Fix the culture instead of chasing it.

Easier said than done. If you think it's so easy to change behavior, run an economics experiment to prove it. You'll probably even win a nobel prize. In the meantime, I'm going to support whatever actually works, rather than holding out for an ideal solution