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▲ esalman 2 hours ago

"Risk is subjective" until damages occur to someone and it's time to file an insurance claim.

▲9rx an hour ago | parent | next [-]

If there is something you don't believe is a risk, who are going to file a claim with? Normally insurers expect you to arrange insurance beforehand, which requires identifying something you believe is a risk.

▲nsoam an hour ago | parent | prev [-]

Yes, that’s the exact definition of subjective