You're being deliberately obtuse. Every auto manufacturer has a captive finance arm. That captive finance arm may be operated by a financial institution, but the financing is subvented by the auto manufacturer. Chase isn't offering 0% financing on a Subaru because they like the car, they're offering it because Subaru pays them to.

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dofm an hour ago | parent [-]

This is, nevertheless, a quite different story. Nvidia does not have a captive finance company.

The concern has to be that ordinary financial institutions might not make such loans to startups, and that therefore Nvidia is using vendor finance to create sales that otherwise would not happen.

Rather than the auto loan system, where essentially the front face of an entire finance industry has moved into the dealerships but you can still get a car loan outside it.

	▲	conductr an hour ago \| parent [-]
		> Nvidia does not have a captive finance company You don’t need to when you have a few dozen customers you’re doing this for. You meet with them and plot world dominance over cocktails. Auto companies have the structure they do to support 1000s of dealerships and millions of customers.