While I generally dislike scaling consumer finance up to larger markets, to go with your analogy.

Isn't the "credit" that Nvidia extended secured by the value of the GPUs and Datacenters the creditors end up buying/building? If so then should the value of those things suddenly plummet Nvidia is left holding billions in junk debt?

Yes like iterate appeals to neutrality by people with inherent skin in the game

People who are inherently biased to select themselves, thus upending any rhetorical appeals they are capable of the mythical perfect neutrality they appeal to via generalized words