What do you imagine the goal is here? Efficiency?

My opinion doesn't matter here. I imagine most people wouldn't be able to survive a regular month if they were left to whatever money is stored at their house. Maybe more if they sell memorabilia and go into some survival mode. What's the practical loss of freedom with the digital wallets for people who already pay with card for sub-5 EUR purchases?

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TheBlight a day ago | parent [-]

Using a card for low cost purchases is a reversible convenience whereas this system turns financial participation into a revocable privilege strongly tied to your ID that can be controlled at a single point.

	▲	danelski a day ago \| parent [-]
		Which of the points: tied to an ID, reversible isn't met by a typical card?