This just isn’t going to happen because of one thing: trust.

Would you trust access to your bank to a vibecoded phone of unknown origin? Backs will likely limit access as best they can for customer security. We already have banks who block GrapheneOS.

Look at the hardware wallet company that got sold and a spy chip to steal the contents was added.

I do believe AI is going to destroy companies like Adobe however.

You would be surprised as to how many people actually give unattended access. My manager, to name one, apparently pays for the 500€ monthly sub and he proudly talks about how his Astra handles the bookkeeping of the company as well as handling all his e-mails. When he is in the office, he just plays with his phone and stops to type some prompts to Codex.

This is the new reality that we must prepare to accept. You and I may not trust the companies, but the circle is closing in, and people around you are already on the "hype train".