Maybe a dumb question, I skimmed the post but it's a lot to take in. Would this potentially enable third party integrations, like Venmo or sending money through iMessage? That's something I've always been a bit jealous of with Americans. E-transfer has been fine but it's clunky.

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Marsymars 2 hours ago | parent [-]

Isn't "etransfer clunky compared to venmo" just a function of how your particular bank has designed their app UI/UX?

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hbn 2 hours ago | parent [-]

Yes but I'd like if the market had the ability to compete for better money transfer UI/UX than switch banks because their app is mediocre.

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Marsymars an hour ago | parent [-]

Switching banks in Canada seems like a much easier proposition to get a better UI/UX for money transfer than any option in the US with Venmo.

You can't switch to alternative apps that use Venmo, and if your network of people uses Venmo, you can't use a different money transfer network.

	▲	TMWNN 23 minutes ago \| parent [-]
		>Switching banks in Canada seems like a much easier proposition to get a better UI/UX for money transfer than any option in the US with Venmo. That's predicated on there being a better bank UI in the first place. Venmo's UI is far more consumer-friendly than any bank's Zelle payment UI that I know of.