I feel the same way. There's also a lot of startups promising this future but none of them are technically equipped to deliver it. I think almost every company is going to have an interesting ecosystem of internal apis in the future.

Yeah it should be a dialogue with bankers / front office. It can even be "OK if you wanna do this, we gotta teach you at a high level how the computer works, so we can figure out broad company policy together". Done right the rest of company finally gives a shit (because they want to keep their cool new personalized toys), and it's never been a better time to be back office IT.

we are all growing the same thing (internally)