"Take a look at your 401(ks). And when you're 68% up or whatever you may be, you are up a lot... under Sleepy Joe you were 25% down."

[1]: https://www.youtube.com/watch?v=iJ84XMTugFs

It isn't to your original question but in terms of giving a cost to misunderstandings of finance one needs look no further then American politics.

401k growth is wrongly the face of the American Economy when it should be more tangible attributes like the understanding of debt at the macroeconomic level.