I see it more as a symptom of deaths and incapacities becoming orders of magnitude more rare than they were a century ago. We've always not had a social net (and relatively speaking, we have more of a social net now than before); it's the human perception and familiarity with suffering of those around them that has shifted drastically. If you were alive 100 years ago you would have likely expected to have one or two children passed away and dozens of deceased or incapacitated friends/family members by your thirties; such was life, as disease, malnutrition and other dangers were rampant. Nowadays we have such a lower incidence of death and harm that the relative emotional impact of one is staggering, to the extent that people will go out of their way to assign blame and sue to the greatest extent possible rather than see risks as an inherent part of life.