To be fair the linked paper links to both MFA and Phishing along with links to almost every topic it touches.

Kind proves the point it’s not written for the layperson no?

	▲	rramadass 13 minutes ago \| parent [-]
		Read the document; it does explain phishing/etc. for a layperson in simple terms in the document itself. The gp just pointed to more resources for further study mentioned in the document.