Just buy a standard USB drive and encrypt it with Bitlocker. If you hate MS then use Veracrypt.

What am I missing here?

A fingerprint sensor?

If you don't believe your hardware than a FR wouldn't help you.

jqpabc123 2 hours ago | parent | prev [-]

And if you cut or burn your finger or the sensor gets damaged in your pocket?

I have friends who have been locked out of their phone because they put all their trust in the fingerprint reader.

	▲	NetMageSCW 12 minutes ago \| parent [-]
		And forgot their PIN/password? That Apple forces you to use every 8 days or so?