I'm in Montreal as well. You might be underestimating how much you're spending on third party delivery.

I compared a meal I bought takeout the other day (by calling the place and walking over to pick it up) vs the same meal on Doordash.

* Direct: 56.28

* Doordash: 101.16

Nearly double. It can be hard to find out what the actual direct price is for some restaurants, but I'd encourage you to make the same experiment.