>Of all the options for "use money to make this go away so I can focus on the problem" paying $10 surcharge for doordash is by far the cheapest.

Exactly this. They know humans will likely pick the path of least resistance. And we are generally bad at problems that have compounding long term outcomes. They are essentially preying on our societal circumstances. My story: Brain will resist using energy for creative solution from within if external solution exists for $.