It speaks to a lack of understanding of the economy as a complex adaptive system.

Same idea with all these agents that are going to negotiate our insurance down, haggle with our cell phone providers, and find the best hotel deals.

Your counterparty will have its own agent, a larger budget for that agent, and a lot more skin in the game to ensure they retain their advantage (cell phone bills are 100% of the cell companies income but is only 0.5% of your spending). Good luck.

Cell phone provider is funny one here. Effectively most efficient thing to do is to get a deal from competitor and then accept winback offer from them. You can not even properly negotiate for deals very often but somehow those winbacks end up being near best deals. Last time I got negative deal for them. Meaning my mobile and wired internet ended up less than wired internet was before...

> Your counterparty will have its own agent, a larger budget for that agent, and a lot more skin in the game to ensure they retain their advantage

I did some work on negotiating agents. This doesn’t have to be a zero sum game. If you can craft a per-user package effectively (for many services) then both sides end up with a better deal, and competition in the market stops the provider entity from dictating terms.