Most people are not buying a new car. The typical new car is bought, or more often leased, by someone who keeps it for three years. However, the average car on the road is 12 years old, which means there are a lot of cars that are being driven by someone who didn't buy them new.

Used cars are still expensive. I remember looking a Toyotas and a used Corolla was about 2000$ less than new.

I'd argue that individual car ownership is generally not affordable for most people. You can easily spend over 25% of your income just on transportation.

It's almost a structural problem. America isn't built for public transportation