> If you can no longer use an LLM for reverse engineering without worrying about your account, that drastically reduces its value

...for a niche of customers, from whom the revenue is probably entirely negligible to OpenAI.

Not saying it's right, ethical or anything like that, but it's not "stupid"

It creates a lot of uncertainty. Especially if you depend more and more on them in your day to day life.

If your always-on agent hears to wrong thing, you could lose access to things you depend on. The same reason makes GCP very unattractive.