options for switch1, ps5, xbox: Disc or code in box.

options for switch 2: Full game on cartridge, switch 2 edition (including switch 1 support), Game Key Card (half physical), Code in the box.

I don't see why should nintendo be blamed for providing more options. if anythng you should blame the publishers for chosing "Code in the box" (looking at you diablo) when GKC would do. or GKC when full cartridge would do.