That's a good point - there's an argument to be made that I'm closer to the metal in a sense of understanding every part of the transaction vs abstracting it away fully to a human agent to handle each part themselves.

It's the same with my taxes - this year I had Astra fully audit my tax returns vs just blindly trusting my CPA as I had in the past, and it both identified and thoroughly explained to me several discrepancies and filing nuances that I never before would have ever learned about.

I think the reality is such that today most people also don't learn or do that much and just abstract things away to more specialized humans at exorbitantly higher price points.

I'm curious, did you end up going back to your accountantant with questions based on that? How did it go?

Now I want to do the same thing.