Again, it's still the wrong question.

Why wouldn't someone with access long before you ask first? For example a model provider like hugging face, or a nation state looking to interrupt some other nations economy?

The problem with any simple question is you're exceptionally unlikely to be the first person to explore the problem space and pick the lowest hanging fruit. It's not impossible, it's just improbable.

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Lastly why wouldn't OpenAI ask how to make a million dollars a million times? Or if it's cheap enough for them, how to make $1 a trillion times. There is a reason people talk about AI risks, and one particular risk being that the AI companies no longer need us pesky humans to think for them. They hoover up all the GDP and leave the rest of us to fight for scraps.