but it's fun to use, makes up for your lack of time or focus to build certain skills in the past and you live 30, 40, 50, 60 more years ...

what's the worst that can happen?

Hackers trolling you? Stealing and deforming your projects? Hackers sharing personal info about you and your family and/or kids with the trashiest of people from your past or with your local authorities and wannabe matadors? All without your knowledge but you notice and get pseudo-paranoid and raise your security levels although it is technically and practically too fucking late?

Damn, how much these companies Anthropic, OpenAI, Microsoft, Meta, and ISPs and their hardware suppliers and all those parties and mayors and cities care about their paying customers and users and the people, workers and their children ...

Let's build more data centers and make AI infer smarter & faster. Better margin, better life.

Addendum: We have entered the era where companies carry more responsibility--if not all of it in tandem--for their users' digital security and privacy than the users themselves, especially those for whom the RAM et al prices are a tad bit much but who still pump considerable amounts of time, data and money into various services.