And a centrally planned housing economy in the self-described capitalist free-market paradise.

Just because its heavily regulated doesn't mean it is centrally planned. Housing isn't decided at the federal level. Even city and county commissions that largely decide fate of large, new projects have to abide by state laws or executive orders from governors that sometimes overrule them. And as long as you propose a project that fits zoning rules on the specific parcel you own, you get a permit to build your dream house.

And if one city, county or state says no to your commercial or industrial venture, it's nice that you can shop other states that might love to have you.