You don’t seem to know how HOAs work. I’m not really a fan of how they currently work either, but you can’t just kick out a member when the legal “member” is the plot/home, and what would that even look like when you get kicked out, you are, e.g., still behind the gate benefiting from common elements. Do you get barred from, e.g., driving on the HOA owned and maintained street? Do you not get to enter the HOA controlled access gate?

Even if it’s a very low maintenance and amenity HOA on public roads, how do you resolve the fact that all the fees and costs have accumulated if the home were to be sold, you essentially end up at a similar end point where the home is sold. Usually these are also not individual circumstances, i.e., a person who has ignored all kind of warnings and letters and board meetings over usually years, also has many other issues going on and often they’re just letting the home go anyways and e.g., are just living there for “free” for about 1-3 years of HOA/bank legal proceedings.

I know how they work. I simply think they should not exist at all. Home is a property a thing. It is not a member.

There is no need for "HOA owned and maintained street". You do not need HOA to maintain streets.