> The problem with AI SE is that AI writes un-architecture-ed code

Not necessarily. I use SOTA models with established stacks like .NET which allow my agent to easily follow decades of best practiced patterns (DI, EF Core, ASP.NET Core...) so you still and up with proper architecture.

In fact I can easily still manually inspect everything bc I already know how it's supposed to be written.

The fact that you can say this with a straight face impresses me.